“The Affordable Care Act is already making a difference in the lives of millions of Americans, and starting tomorrow, the Patient’s Bill of Rights goes into effect, ending some of the worst abuses of the insurance industry and putting you, not your insurance company, in control of your healthcare”, per a posting by President Barack Obama on a White House web site.
1. Insurance companies will no longer be able to deny children coverage for pre-existing.
2. Children of parents with insurance will be allowed to remain covered under those policies until the age of 26.
3. Insurance companies will be forbidden from terminating coverage for any other reason than customer fraud.
4. Insurance companies will no longer be able to cap the amount of benefits and treatment a person can receive in a lifetime.
5. Insurers can no longer charge customers for preventive services like mammograms and colonoscopies.
6. High-risk pools are mandated to cover those who have been denied coverage because of pre-existing conditions.
