NEW YORK TIMES: …When you are out shopping, it’s the wallet, not the credit card, that is the annoyance. It’s bulky. It can be forgotten, or lost. I’ve learned while traipsing about buying stuff with my ApplePay that I can whittle down wallet items that I need to carry to three:
■ A single credit card, for places that have not embraced, but soon will, some form of smartphone payment.
■ A driver’s license. The law says I need to carry it, but I don’t need a whole wallet for it. (To carry it, I tuck it and the single credit card into an iPhone case that has room for three cards and two tightly folded bills.) But give it time. Although no state appears to be actively considering digitizing a driver’s license, I am convinced that within five years some will. (I do, however, foresee a risk in that. You would need to hand over your phone to a police officer who is asking for identification, and then the authorities could have access to anything on that phone.)… (more)
