USA TODAY / AP:
1) Try newer ways to pay, such as PayPal or Apple Pay. “Any technology that avoids you having your credit card in your hand in a store is safer,” says Craig Young, security researcher for software maker Tripwire. Those services store your credit card information and it’s not given to the retailer when you make a payment. Many big retailers, including Home Depot, accept PayPal at their stores, but many others don’t. Apple Pay, which was only introduced this month, has even more limitations: It is available in just a small number of stores so far and only people with an iPhone 6 can use it…
2) If you’re planning on paying with a debit card, sign for your purchase instead of typing in your personal identification number at the cash register. You can do this by asking the cashier to process the card as a credit card or select credit card on the display. Not entering you PIN into a keypad will help reduce the chances of a hacker stealing that number too, Young says. Crooks can do more damage with your PIN, possibly printing a copy of the card and taking money out of an ATM, he says. During Target’s breach last year, the discount retailer said hackers gained access to customers’ PINs. Home Depot, however, said there was no indication that PINs were compromised in the breach at its stores…
3) After big data breaches are exposed, and get a lot of media attention, scammers come out of the woodwork looking to steal personal information. Some emails may mention Home Depot or offer free credit monitoring, but you should never click on the links. Many are for fake sites that try to steal bank information or passwords. “Avoid these entirely,” Young says. If an email looks credible, go to Home Depot’s site directly instead of clicking on links… (more)
